Seeking Debt Relief? Call
Are you under a mountain of debt? Have you been making the minimum payments on credit cards and loans but have not made any meaningful progress? If you are looking for a debt relief solution, bankruptcy can be a powerful tool and an option to consider. The decision to file for bankruptcy can put an end to the calls from collectors, potential lawsuits, garnishments, and can discharge your outstanding debt. If you are considering filing for bankruptcy, contact the Hasbrouck Heights bankruptcy attorney at the Law Office of Marc G. Alster today. Lead attorney, Mr. Alster, has more than two decades of experience helping clients to regain control of their finances.
Is Bankruptcy Right for Me?
The decision to file for bankruptcy is never easy and should not be taken lightly. The reality is that while bankruptcy can be an effective tool for debt reduction and elimination, it may not be the right choice for every situation. The lead attorney at the Law Office of Marc G. Alster offers many different solutions for debt relief and will consult with you to determine the best course of action for your situation
Services offered by the firm include:
Chapter 7 bankruptcy: This form of bankruptcy will discharge any general unsecured debt, such as a credit card balance, but may require the sale of assets in order to pay creditors. Income requirements exist to qualify and Chapter 7 bankruptcy is typically utilized by those with a lower income.
Chapter 13 bankruptcy: Dealing with the reorganization and reduction of debt rather than a complete discharge, Chapter 13 will involve the creation of a plan for the repayment of a portion of any debts owed over a predetermined time period. This method will not require the sale or liquidation of your assets.
Mortgage loan modifications: For those who have fallen behind on mortgage payments, a loan modification can help to reduce monthly payments and save money over the lifetime of the loan. Different loan modification programs can help those who qualify.
Alternatives to bankruptcy: The firm can also advise on several alternatives to bankruptcy such as negotiating creditor workouts, negotiating a short sale, deeds in lieu of foreclosure, and forbearance agreements.
Contact a Compassionate Bankruptcy Attorney
When you work with the Law Office of Marc G. Alster, you will never be just a number or case file. Our lead Hasbrouck Heights bankruptcy attorney understands that each person will have a different situation requiring the creation of a unique plan of action. Mr. Alster maintains a caseload that allows for the personalized attention each client deserves. Read what clients have to say about the service and care they received. When you make the decision to take control and regain your financial future, do not hesitate to contact bankruptcy attorney Marc G. Alster.
Schedule a free consultation to talk to an attorney about the legal options available to you.