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Latest Blog Posts By Category

Bankruptcy - Click here to view all posts
The latest posts for Bankruptcy are listed below.
  • Chapter 13 Debt Limits
    Generally speaking, if your general unsecured debts are less than $394,725 and your secured debts are less than $1,184,200, you will be eligible for relief under a Chapter 13 bankruptcy. These limits ...
  • The Bankruptcy Means Test
    To figure out if your income is low enough for you to file for a Chapter 7 bankruptcy, the bankruptcy means test was created. It uses a formula that is essentially designed to prevent high wage ...
  • Chapter 13 Bankruptcy Protection - Mortgage Arrears - Secured Creditors
    Debt relief laws can sometimes be incredibly complicated. If you’re facing mortgage arrears or other secured debt payments you cannot catch up on, or an overwhelming amounts of general unsecured ...
Chapter 7 - Click here to view all posts
The latest posts for Chapter 7 are listed below.
  • The Bankruptcy Means Test
    To figure out if your income is low enough for you to file for a Chapter 7 bankruptcy, the bankruptcy means test was created. It uses a formula that is essentially designed to prevent high wage ...
  • How to Deal with Aggressive Chapter 7 Trustees
    Bankruptcy can be stressful enough without worrying about overly aggressive chapter 7 trustees. However, people going through bankruptcy should understand that chapter 7 trustees have a strong ...
  • Looking for a Chapter 7 Bankruptcy Attorney in Northern New Jersey?
    How does Chapter 7 work? A Chapter 7 is typically filed with the US court in the district in which the client resides. Your petition should include a list of all your assets and debts. Many debts ...
Debt - Click here to view all posts
The latest posts for Debt are listed below.
Firm News - Click here to view all posts
The latest posts for Firm News are listed below.
Mortgage Loan Modifications - Click here to view all posts
The latest posts for Mortgage Loan Modifications are listed below.
Mortgages - Click here to view all posts
The latest posts for Mortgages are listed below.
  • Post HAMP Mortgage Modifications - Expected Terms and Other Points
    The most popular mortgage modification program prior to December 31, 2016 was of course the US Government's backed Home Affordable Mortgage Program, also known as "HAMP". The HAMP mod, ...
  • Mortgage Modification - Clearing Out Arrearages
    Mortgage Modification – Clearing out Arrearages (and at times some or all of the Negative Equity from the old Mortgage) Clients retaining our services to apply for and hopefully procure a ...
  • History of Mortgage Modifications
    When the bottom fell out of the housing market in 2008, the federal government was forced to take action. With one out of ten homeowners delinquent on their loans, the government convinced servicers ...
Student Loans - Click here to view all posts
The latest posts for Student Loans are listed below.
  • Can I Discharge My Student Loans?
    Today, American students owe more than $1.4 trillion in student loan debt, all of which is spread out among about 44 million borrowers. Considering the average class of 2016 graduate had $37,172 in ...

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The Law Office of Marc G. Alster - Hackensack Bankruptcy Attorney
Located at 2 University Plaza Drive, #311, Hackensack, NJ 07601.
Phone: (201) 878-4630.
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