Blog Posts in 2017
Posted on Aug 28, 2017 By The Law Office of Marc G. Alster
Debt relief laws can sometimes be incredibly complicated. If you’re facing mortgage arrears or other secured debt payments you cannot catch up on, or an overwhelming amounts of general unsecured ...
Continue reading "Chapter 13 Bankruptcy Protection - Mortgage Arrears - Secured Creditors" »
Posted on Aug 21, 2017 By Justin Schuoler
The most popular mortgage modification program prior to December 31, 2016 was of course the US Government's backed Home Affordable Mortgage Program, also known as "HAMP". The HAMP mod, ...
Continue reading "Post HAMP Mortgage Modifications - Expected Terms and Other Points" »
Posted on Aug 7, 2017 By Justin Schuoler
Mortgage Modification – Clearing out Arrearages (and at times some or all of the Negative Equity from the old Mortgage) Clients retaining our services to apply for and hopefully procure a ...
Continue reading "Mortgage Modification - Clearing Out Arrearages" »
Posted on Jul 27, 2017 By Justin Schuoler
When the bottom fell out of the housing market in 2008, the federal government was forced to take action. With one out of ten homeowners delinquent on their loans, the government convinced servicers ...
Continue reading "History of Mortgage Modifications" »
Posted on Jul 14, 2017 By Justin Schuoler
Consumer Litigation Powerful New Tools to Procure Mortgage Modifications - Federal Cause of Action Prior to January of 2014, homeowners who were actively engaged with servicers in an attempt to ...
Continue reading "Powerful New Tools to Procure Mortgage Modifications - Federal Cause of Action" »
Posted on Jun 14, 2017 By The Law Office of Marc G. Alster
In 2016, taxpayers owed up to $458 billion to the Internal Revenue Service (IRS). Many people fall behind in taxes for various reasons; however, falling behind in your payments can often snowball the ...
Continue reading "Is Discharging Federal & State Income Tax Debt Possible?" »
Posted on Jun 9, 2017 By The Law Office of Marc G. Alster
Bankruptcy can be stressful enough without worrying about overly aggressive chapter 7 trustees. However, people going through bankruptcy should understand that chapter 7 trustees have a strong ...
Continue reading "How to Deal with Aggressive Chapter 7 Trustees" »
Posted on Jun 5, 2017 By The Law Office of Marc G. Alster
Today, American students owe more than $1.4 trillion in student loan debt, all of which is spread out among about 44 million borrowers. Considering the average class of 2016 graduate had $37,172 in ...
Continue reading "Can I Discharge My Student Loans?" »