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Elmwood Park Bankruptcy Lawyer

For Reliable Legal Counsel, Call 201.878.4630

People all around New Jersey know they can rely on Elmwood Park Bankruptcy Attorney Alster of The Law Office of Marc G. Alster whenever they are in a financial bind that requires bankruptcy to undo. For more than two decades, we have been the go-to source of legal counsel for thousands of clients, from small businesses to single parents. Bankruptcy can work for almost anyone but it requires that the right steps are taken and at the right time to succeed.


Get your free bankruptcy evaluation today to see if you should be thinking more about filing for bankruptcy.


Chapter 7 or Chapter 13 Bankruptcy?

Most individuals or small businesses who have fallen into debt and financial woes do not know that a solution does exist in the form of bankruptcy. Once they do realize that they may have the ability to discharge their debts, they must next know which bankruptcy type to file. Elmwood Park Bankruptcy Attorney Alster can review bankruptcy cases, finances, bank statements, debts, and more to decide which bankruptcy filing should be the solution, if any at all.

The two most common forms of bankruptcy are:

  • Chapter 7:The goal of a Chapter 7 bankruptcy is to discharge any and all debts you have completely. For people who have significant debt, this might be the only solution. In exchange for eliminating your debts, you may need to let go of some of your property, such as your home or automobiles, but this is not necessarily required. We will want to help you hold onto as much of your property as we can.
  • Chapter 13:In a Chapter 13 bankruptcy, only some debts will be eliminated and most others will be significantly reduced. A repayment plan will be established to help you pay off those remaining debts over three to five years. Anything you cannot repay will be discharged at the end of that extension period. Chapter 13 bankruptcy is ideal if you are not in deep debt and want to keep most of your property.

Debt Relief Could Be Yours – Let Us Help!

When you file for bankruptcy, creditors need to cease and desist all harassment and collection attempts immediately, including wage garnishments. This added breathing room can be ideal for you to begin anew and start seeing your options clearly. In order to know that you are making the proper decisions for your situation, let our Elmwood Park bankruptcy lawyer be there to assist you from start to finish.

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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The Law Office of Marc G. Alster - Hackensack Bankruptcy Attorney
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