Hackensack Bankruptcy Attorney Call (866) 883-1190 for a free consultation
Hackensack Bankruptcy Lawyer Attorney Profile Getting Started Free Annual Credit Report Contact Us
Bankruptcy Information
Automatic Stay Provisions
Bankruptcy Exemptions
Credit Counseling & Debt Education
Federal & State Income Taxes
Stop Foreclosure
Student Loans
Contact Us Today
Should I File for Bankruptcy? Frequently Asked Bankruptcy Questions Client Testimonials

Stop Foreclosures in New Jersey & New York

When a person is already struggling to make ends meet, the threat of foreclosure looming in the future can result in paralyzing pressure. When this happens it is not the time to wait or do nothing. If you have fallen behind in your mortgage payments or need to stop a foreclosure action the sooner you act the better. There are a variety of deadlines and various remedies which exist to debtor(s) facing foreclosure of their home or other real property. As a general rule the earlier you come in for a consultation with an experience debt relief attorney the more options available to you and the less stressful and expensive the remedies will likely cost.

Your mortgage lender probably does not want to foreclose on your home or other real property. If offered a realistic alternative, a lender is usually willing to work with homeowner(s) to resolve the situation. Any one of a number of options may still be available, such as arranging a short term plan to repay the amount in arrears, selling your home, a short sale, Chapter 7 bankruptcy, Chapter 13 bankruptcy, applying for a mortgage loan modification or other workable solutions. See Bankruptcy Alternatives article in this website for more information. Mr. Alster has been representing debtor(s) and helping them save their homes and other real properties for over 20 years. The fact is that mortgage lenders are often more willing to seriously listen to proposals coming from legal counsel than directly from the debtor(s)/homeowner(s).

If for whatever reason a mortgage lender is unwilling to work out a solution, bankruptcy can afford you the opportunity to have a solutions forced on your lender by filing for Chapter 13 bankruptcy protection.

As soon as the Chapter 7 or Chapter 13 bankruptcy has been filed, an Automatic Stay on all legal actions, including but not limited foreclosure actions goes into effect. See article entitled Primary Benefits of Filing for Bankruptcy Protection.

In addition to conducting a free bankruptcy consultation, Mr. Alster will also conduct a free consultation to determine whether homeowner's qualify for a "Home Affordable Mortgage Program" ("HAMP") mortgage modification or any other mortgage loan which might allow prospective debtor(s) to save their homes. In addition to often reducing debtor(s) mortgage payments by over $1,000.00 a month for the first 5 years after the approval of a HAMP mortgage modification, a HAMP mortgage modification often provides saving of $100,000.00 to $200,000.00 over the entire term of the defaulted mortgage loan. All of these consultations whether it be for a Chapter 13 Bankruptcy or a HAMP mortgage modification application will be personally conducted by Mr. Alster.

Need a lawyer for a foreclosure case in Hackensack, NJ?

Mr. Alster regularly helps clients save their homes successfully, through procuring a mortgage loan modification and/or filing a Chapter 13 Bankruptcy case while allowing debtor(s) to have all of their general unsecured debt discharged (wiped out) forever, while allowing debtor(s) to either catch up on arrearages owed to their mortgage lender(s) though their 3-5 year Chapter 13 Plan or having all their mortgage arrearages capitalized through a successful mortgage modification.

Mr. Alster will give you sound advice as to the available remedies available to prevent your losing your home to foreclosure. Call the Law Offices of Marc G. Alster right away to discuss your situation. Debt relief is just a phone call away.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Attorney Web Marketing
The Law Office of Marc G. Alster - Hackensack Bankruptcy Attorney
Located at 2 University Plaza Drive, #311, Hackensack, NJ 07601.
Phone: (201) 878-4630.
Local: (201) 883-1190.
Website: .
© 2017 All Rights Reserved.